An independent insurance agent can provide clients with insurance quotes from multiple insurance companies, ensuring they have all the right coverage they need regardless of the insurance company. Since independent agents work a variety of different insurance companies, clients will have multiple quotes to choose from, allowing them to find the best prices available.
Getting The Necessary Coverage
When clients buy insurance online without the guidance of an expert, it can lead to being under insured, which can expose them to high out-of-pocket expenses. Although finding the best price is important, having adequate coverage is even more crucial. As industry experts, the agent will thoroughly assess the client's situation to ensure that their assets are fully protected. They will identify potential risks and uncover additional coverage options the client may not have considered.
By working with an independent agent, clients can rest assured that the agent is not only seeking competitive offers but also prioritizing the right coverage for their most valuable assets.
Customer Service
As independent agents are not tied to a specific insurance company, their primary goal is to find clients the best possible insurance option for both personal life and commercial ventures.
Because they have such a large variety of clients, they more often than not have seen or experienced the situations that clients are going through, and they can provide clients with the advice and insights they are seeking. Clients should not hesitate to reach out to their insurance agent first!
Your Personal Insurance Advisor
As an agent that works on behalf of the client, the agent will always serve in the client's best interests and provide them with the most relevant and accurate advice possible. When clients have any questions about their current insurance or any other types of insurance they are interested in looking for, their independent insurance agent should be their first point of contact and most trusted resource. Think of the agent as the Switzerland of the insurance industry!
Even if clients choose to switch insurers in the future, the agent can continue to assist them, providing ongoing support and guidance.
If any questions or concerns arise, the agent is always there to help resolve them.
Considerations For Choosing the Right Independent Agent
What carriers the agent represents
Is the agent working for the client's best interest or the company's
How experienced is the agent with the coverage the client needs
How much support can the agent provide clients both now and in the future
What To Look Out For
Inability to have the privilege to represent certain online-only direct-to-consumer insurance companies.
Limited number of carrier relationships
Inability to provide the specific line of coverage that the client requires
Want a free, no-obligation review of your current insurance coverage and how it can be improved? Let us know!