uninsured & underinsured motorist
Not every driver is a responsible driver.
As a safe driver, obeying street signs, speed limits, and always using your turn signals is common sense. The reality is, there are many other drivers on the road who do not follow the same respect for fellow drivers on the road as you. If you're involved in an accident with a motorist without the right coverage, you may have to take care of medical payments, damages, and other expenses out of pocket.
Be prepared for it all
Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered. In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you'll be compensated for the amount in which you are legally entitled to - in regards to you, your passengers, and your vehicle. Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.
Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it's important to contact Kwan Insurance Services and speak with one of our agents to find out how you can be prepared for any situation on the road.