Trusted by 2000+ clients

Smart insurance starts with the right advice

For over 35 years, we’ve helped families and businesses get the right coverage at the best price - with personal guidance and claim support when it counts
Family-owned businessSame day responseRated 4.9 out of 5No extra cost for you

Multilingual service

We gladly serve you in English,  普通话,  廣東話.

Eugene Oksman

My insurance company pulled out of California, nullifying my existing policy. Karson immediately found a cheaper policy and provided great guidance for the future.

Hisae Matsumoto

Adelaide Ning

Karson and his team have always been quick to reply and find us the most competitive prices!

Veronica Eng

I was searching for condo insurance, which has been extremely difficult, as I live in a wild fire hazard zone. Other brokers weren’t able to provide acceptable options. Many insurance companies are steering away from providing that type of coverage. Karson Kwan, the Vice President, was able to secure a policy with Travelers. A HUGE relief that I didn’t have to resort to the California Fair Plan. Karson was very responsive, knowledgeable and helpful. His understanding and kind manner relieved the anxiety of a very uncertain situation. Karson came through with flying colors! I definitely recommend Kwan Insurance to anyone with insurance needs. Thank you, Karson and staff!

Katy Chen

Kwan's Insurance has been fantastic to work with. Thier quote turnaround time was fast and overall services exceeded our expectations. The team is very knowledgeable and responsive. They are very patient with my husband's questions. It was a smooth and stress free transaction for us. Highly recommend if you need an Auto or home insurance!

Olivia Fawley

My husband and I are first-time homebuyers, and we worked with Karson for our homeowners insurance. I wasn’t familiar with townhome insurance options at all, and Karson took the time to sit on the phone with me and walk through every line of the policy, making sure I fully understood what we were getting and he knew the answers to all of my questions. He was patient, thorough, and focused on finding us the best coverage at the best price. Not only is Karson extremely knowledgeable, but he was also very honest throughout the entire process. He never tried to oversell us or push anything we didn’t need, he provided us with a straightforward, trustworthy guidance. I highly recommend Karson for any and all your insurance needs.

Derrek Chu

Karson Kwan was extremely professional in helping to determine the most comprehensive and affordable insurance package tailored for my specific needs. He was very responsive and I felt like a valued client throughout our whole correspondence. I can wholeheartedly recommend Kwan Insurance if you want to ensure that you are getting the best coverage available, and at the best rates too!

Martin Ho

Professional, responsive, customer first mentality. Excellent insurance coordinator!

Florian Mueller

KULDIP DHESI

Karson you did a great job find a great ins.co. thanks for your help.

Karen Cheng

I took my son to get auto insurance and Karson was informative and reliable. He helped us to get a great coverage with a premium much lower that what we expected. I highly recommend Kwan Insurance.

Milly Shiu

Reached out on a Friday, sent link same day, I filled out application over the weekend, got quotes the following (for auto, home & umbrella) Tuesday. They told me upfront that my rates were likely the best already, but they still helped me out. The umbrella was inherited from a previous broker who had been non reponsive - and I asked if the policy could be switched over. They were able to do so in 24 hours. I am beyond relieved to find competent agents who took time to answer all my questions before even gaining my business. Thank you!

Mino Solomon

Karson is fantastic to work with. I was referred to him about a year ago and we now have multiple policies with his company. He always looks out for his clients and finds the best fit and price while also giving guidance on coverages specifically. Highly highly recommend!

Marcus Cheung

Wow, Karson is extremely knowledgeable on different insurance plans. I never thought I could enjoy buying insurance but here I am. 10/10 would recommend.

Edna Salinas

Highly recommend Kwan Insurance Services. I had a wonderful experience with Karson. He was very prompt, thorough and thoughtful. He took the time to explain to me options and quick to find solutions for me. I was very happy with his work. 👏👏👍👍

Wayne Wen

I was helped by Karson. I switched my vehicle insurance over and he was able to create a bundle with my home insurance as well. Above all, I really enjoyed the professionalism and urgency that he showed while working on my files. I felt secure and comfortable the entire time and have no problems recommending his services to any of my friends.

David Thissen

We had a great experience with Karson setting up insurance for our new home in California. He was extremely responsive via email and text, offered clear explanations, and provided us with everything we needed. Highly recommended!

Tiffany Zendejas

Karson was a great agent/insurance advisor to work with when my family and I were looking for a different bundled homeowners and auto insurance provider. He was incredibly responsive and able to provide multiple quotes, along with sound advice to help me better understand the right choice for coverage. At a time when many homeowners face limited options due to insurers no longer providing coverage for California residents I felt a sense of security working with Kwan insurance.

A F1

It was wonderful to have an agent like Karson Kwan, experience, friendly and patient, I’m absolutely delighted working with him. 😁

Gregg Medaglia

I met Karson at a car event and after my initial conversation appreciated his expertise in automotive insurance. I had 4 cars insured with AAA and was unsatisfied with the inconsistent agent contacts available to help me navigate and optimize my insurance coverages. After formally meeting with Karson and going over all my coverages, I have move not only my auto coverages but also home and umbrella coverages. I now consider Karson as part of my financial planning team. I couldn't be any happier I made the move.

Protecting California families & businesses for over 35 years

Learn more about who we are

About us

For 35+ years, we’ve helped families and businesses across the East Bay and beyond find the right coverage, in English, Mandarin, and Cantonese. We take time to listen, explain your options clearly, and support you - even when it’s time to file a claim.

0%
Retention rate year-over-year
0+
Policies in force
0 x recognized
As a Top Producer in California
0+
Clients currently being served
Real problems we solve

Insurance doesn’t have to be this confusing

We break down the fine print, answer your questions clearly, and help you make sense of your coverage - so you can feel confident, not overwhelmed.

“I don't understand U.S. insurance rules.”

"Why do I need business insurance anyways?"

“I want to get the best deal on insurance, but I don’t want to sacrifice coverage for that”

“It's hard to find someone who speaks my language.”

"I don't understand what coverage I need or don’t need."

“When something goes wrong, I don’t know what to do or who to call.”

“Am I overinsured or underinsured? ”

Our solutions & benefits

We’re here to help - every step of the way

Whether you’re getting a quote, updating a policy, or filing a claim, our team is by your side with guidance you can trust and service you can count on.
(01)
Team gives a handshake
(01)

Real people, real coverage

You get a personal advisor who explains everything clearly and helps you choose with confidence. No call centers or chatbots.
(02)
Focus shot of three people over a laptop.
(02)

 Family owned, 35 years strong

Locally rooted and independently run, we’re a family business built on trust, relationships, and long-term care. We’ve proudly served East Bay families and businesses for over three decades.
(03)
Two women discussing work
(03)

We speak your language

Fluent support in English, Cantonese, and Mandarin for clarity, comfort, and cultural understanding.
(04)
(04)

Smart coverage, great deals

We compare top insurers to find you the best policy at the right price, tailored to your exact needs.
(05)
(05)

No hidden costs or fees

Our support is completely free to you. We’re paid by the insurer, never by you.
(06)
Focus shot of three people over a laptop.
(06)

Support through the claims process

We’ll guide you step by step, answer your questions, and make sure your claim is handled smoothly and fairly.
Get tailored advice - Get a free quote
Team discussing over a laptop
0%
Response rate under 3 hours
0+
5-Star Google Reviews
We listen to your needs, explain your options, and help you find the right coverage with confidence.
Learn about how we work

Our process

From quote to coverage, we make insurance simple, clear, and tailored to your needs.

  • Get in touch(01)
  • Get the best, tailored quotes(02)
  • Get honest advice(03)
  • Set up your policy(04)
  • Get claim support(05)
Trusted by 2000+ clients in the Easy Bay Area and across the USA

Here’s what they are saying

Rated 4.9 out of 5 by real clients
Kwon Insurance services Are fantastic people ! from the front desk to the top. Their main concern is helping you find the right insurance for your needs. We will always recommend kwon Insurance services to friends, family and business owners. Keep up the great work and thank you for all your help.
Larry Leonard
recently
Did a great job of car insurance
Tony Thompson
recently
Mr. Kwan is trustworthy. He never makes empty promise.
George Wong
recently
Karson you did a great job find a great ins.co. thanks for your help.
KULDIP DHESI
3 months ago
Florian Mueller
4 months ago
Professional, responsive, customer first mentality. Excellent insurance coordinator!
Martin Ho
4 months ago
Karson Kwan and Kwan insurance services took care of my needs quickly, efficiently and at a great price! Can’t say enough good things about them. We are moving from out of state and reached out initially to one of the national companies we used in the past. They gave us the complete runaround. We needed something quickly and so I reached out to Kwan Insurance when they were suggested to me locally. They took care of us right away with no hassle! I love their app and how easy it is to get ahold of them whenever you need something. I love supporting a family company who really knows what they are doing! 10/10!!
Angie Roberts Selzer
1 month ago
Karson Kwan was extremely professional in helping to determine the most comprehensive and affordable insurance package tailored for my specific needs. He was very responsive and I felt like a valued client throughout our whole correspondence. I can wholeheartedly recommend Kwan Insurance if you want to ensure that you are getting the best coverage available, and at the best rates too!
Derrek Chu
5 months ago
I recently looked for homeowner insurance for a condo and used Kwan Insurance Services. The process was smooth: I submitted an application, and the agent Karson emailed the next day with four quotes from different providers and helpful recommendations on which to choose. I had a great experience and would recommend Kwan Insurance Services to anyone seeking insurance. They also offer auto insurance, and I’m considering switching my auto policy there.
Jason Wong
1 month ago
My husband and I are first-time homebuyers, and we worked with Karson for our homeowners insurance. I wasn’t familiar with townhome insurance options at all, and Karson took the time to sit on the phone with me and walk through every line of the policy, making sure I fully understood what we were getting and he knew the answers to all of my questions. He was patient, thorough, and focused on finding us the best coverage at the best price. Not only is Karson extremely knowledgeable, but he was also very honest throughout the entire process. He never tried to oversell us or push anything we didn’t need, he provided us with a straightforward, trustworthy guidance. I highly recommend Karson for any and all your insurance needs.
Olivia Fawley
5 months ago
See all client reviews
Our services

Insurance solutions for
every stage of life

From your first car to your family home or growing business, we offer personalized coverage that grows with you - backed by a team that’s here for the long run.

Personal Insurance

We offer a large variety of plans to ensure you and your belongings are protected. Take a look at all of our options below!

Auto / Car Insurance

Ensure you have the best possible collision coverage with our A+ rated carriers
Learn more

Homeowners & Landlord Insurance

See our policies on protecting your personal & investment properties
Learn more

Life Insurance

Protect your family's future with life insurance options ranging from term-life to long-term care policies
Learn more

Health Insurance

Protect you and your family with an affordable health insurance policy
Learn more

Get started today

Commercial Insurance

Starting and running a business is an expensive investment. Protect your investment with one of our many options.

Business Insurance

Shield your enterprise from unexpected liabilities with our top-rated carriers and flexible options
Learn more

Commercial Vehicles

Keep your business moving forward by protecting your essential vehicles with exceptional commercial auto coverage
Learn more

Property Insurance

Safeguard your buildings and assets with a variety of policy combinations to ensure your business operations are protected
Learn more

Employee Coverage

Invest in your team's well-being and safety by providing comprehensive benefits to the lifeblood of your company
Learn more

Get started today

No pressure, just honest advice

Start protecting what matters most 

We’re here to answer your questions, explain your options clearly, and help you choose the right coverage with confidence.
Personalized coverageFamily-owned care
0

Years

In the industry
0.9

Rating

Based on 80+ reviews from real clients
Address
11960 Silvergate Drive, Ste. 101 Dublin, California 94568(925) 828-9933