who we are:

Kwan Insurance Services is an independently owned and operated agency. We deliver comprehensive insurance and risk management solutions in the Bay Area and throughout all of California. We’ve proudly served our clients for over 30 years, and as a family-oriented business we strive to ensure that we provide you the same protection and coverage as we would to our own family. 


Our agents are unique in their fluency in Cantonese, Mandarin, and English; allowing us to serve a wide-range of individuals, families, and businesses.


We have a wide variety of personal and commercial insurance programs which we tailor to the needs of our individual clients.

See some of our most popular products :


for your business

Browse our options to find a plan that best protects your business operations and employees

personal umbrella insurance

Add an extra layer of protection to your family's insurance coverage with an umbrella policy



Protect your family and yourself with a health insurance policy



Protect your family's future with life insurance options ranging from term-life, unlimited-life, and long term care policies



Ensure you have the best possible collision coverage with our A+ rated carriers



See our policies on protecting your personal properties and valuables.


"Karson & Victor made insurance swapping such a breeze. They are so knowledgable and responsive. They made insurance terms easy to understand. Karson checked a multitude of options and made a suggestion on which carrier would be best for me. I would definitely recommend him to run a quote for anyone in the market or who is looking for lower rates. KIS saved me over $1200 annually from a different carrier!"

Andrew H.